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5 Uninsured/underinsured motorist coverage provides protection if you are involved in an accident with a driver who either lacks insurance or does not have enough coverage to pay for the damages. This can help cover your medical expenses, lost wages, and even repair costs if the at-fault driver is unable to compensate you fully.
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For those who frequently find themselves in need of rental cars—such as business travelers or individuals who regularly use ride-sharing services—it's worth considering whether adding rental car coverage to your progressive policy makes sense. The cost of adding this coverage is often relatively small compared to the potential financial headache of being without transportation in an unfamiliar area.
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